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Trained Advisers

Whether you are finding it difficult to pay your bills, credit card debts or your mortgage, each member of our team understands your feelings and worries at this point in time.

That is why our goal is to resolve your debt issue as quickly as possible using the correct solution for you.

TC Debt Solutions Richard Gardiner Insolvency Partner Debt Adviser

Richard Gardiner

Richard is Head of our Debt Solutions and Corporate Recovery Department and holds an Insolvency Licence with the Institute of Chartered Accountants Scotland.

He manages a large team of managers and support staff who offer the complete spectrum of personal and business debt solutions.

He is experienced in all areas of debt resolution having started off as an Insolvency Administrator.


Maureen Walls TC Debt Problems Adviser Insolvency Manager

Maureen Walls

Maureen is an experienced Insolvency Manager having started with us in 1990 as an Insolvency Assistant. She has passed the Joint Insolvency Examination Board Personal Paper and is an expert in personal debt solutions and debt payment programmes. Her breadth and depth of knowledge mean she is often the first port of call for other professionals looking for advice. She deals with challenging, complex personal debt cases with professionalism and patience.


Ian Brown - Senior Manager  Insolvency and Debt Arrangement Scheme

Ian Brown

Ian is an expert in the Debt Arrangement Scheme and Business Debt Arrangement Scheme, assisting individuals, sole traders and partnerships.

He also advises on personal debt solutions recommending the best option to resolve problem debt issues.


Stuart Rankine - Insolvency Administrator

Stuart Rankine

Stuart is involved in the administration of sequestration cases.

He meets with clients to discuss the process and complete the required paperwork.

He is on hand to assist with any client queries throughout the period of their sequestration and deal with their creditors.


Jemma-Klare Kirk - Insolvency Administrator

Jemma-Klare Kirk

Jemma is involved in both our personal and corporate insolvency teams.  In terms of personal insolvency, she holds a CPPI (Certificate of Proficiency in Personal Insolvency) qualification and is responsible for running a portfolio of sequestration cases in addition to her corporate work. Jemma deals with all aspects of sequestration work from statutory process and providing guidance to the debtors, to liaising with solicitors/other third parties and conducting investigation work where required.


Contacting The Team

You are free to contact any member of the team directly.

To make sure we can respond to your own personal situation with the best advice, we recommend that you complete our short debt help form.

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