Given the challenge of rising costs, here are some ideas to make sure your Christmas spending doesn’t turn into a damaging Christmas shopping / debt cycle.
Debt Help Guides & Articles

FAQs about Trust Deeds in Scotland, debt fees and more
As Scottish debt advice specialists, we're asked questions about debt solutions on a daily basis. From questions about Trust Deeds in Scotland to fees on debt solutions, check out our personal debt FAQs on TikTok.

Covid 19 – Extension of the remaining temporary measures relating to Scottish debt solutions
A recent update from the Accountant in Bankruptcy (AiB) confirmed that the Scottish Government has extended the remaining temporary measures, aimed at protecting those struggling with unsustainable debt, put in place with the introduction of the Coronavirus (Scotland) Act 2020.

An alternative to a remortgage
In these challenging times, more people are finding themselves unable to secure a remortgage to clear their debts. Their credit ratings have been adversely affected due to financial struggles caused by the pandemic, so are looking for alternatives to deal with their debts. We look at one option.

Counting the cost of living
Feeling the pinch as prices rise? We examine 'Cost of Living Crisis' facts and figures, plus sensible solutions if debt becomes an issue.

This year take control of problem debt
We are meeting many clients, through no fault of their own, who can’t seem to get on top of their debts. Discover the Scottish debt solutions that can help take the pressure off.

Beat The January Blues
It’s common to feel fed-up in the new year. The Christmas buzz has faded and the weather is probably wet and cold. So here are some suggestions to help you to beat the blues and bring some joy into your January.