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Debt Help Guides & Articles

strategies for a debt-free Christmas

Navigating the Festive Season: Smart Financial Strategies for a Debt-Free Christmas

To help avoid the post-Christmas debt hangover, here are some practical tips and ideas to manage your holiday expenses effectively.

Category: Debt Problems

The differences between a money coach and a money adviser

'Money coach' and 'money adviser' are two terms that are often used interchangeably, but they are not the same thing. Both professionals help clients manage their finances, but the approach they take is very different and one is strictly regulated.

Category: Debt Problems, DAS
Closing a business - liquidate or dissolve?

Navigating Business Closure

When faced with the decision of closing down a business, many people wonder whether liquidation or dissolution is the better choice. Although both options involve shutting down the company, there are distinct differences between them.

Category: MVL

Statutory Debt Solutions Statistics Update

We provide an overview of the AiB official statistics reporting statutory debt solutions and company insolvencies in Scotland for the third quarter of the financial year 2022-23.

Category: Debt Problems, DAS
debt solution regulation changes to reflect the cost of living crisis

AiB Debt Scheme Regulation Changes 2023

Changes to the Bankruptcy and Debt Arrangement Scheme Regulations come into force on 6th February 2023 to reflect significant increases in the cost of living.

Category: DAS, Bankruptcy
Dealing with council tax arrears

Help with council tax debt

Outstanding council tax debt has increased almost 65% in Scotland recently. Thankfully, there are several solutions that can help people deal effectively with problem debt.

Category: Debt Problems
Help with credit card debt in Scotland

Countering the cost of credit card debt

In November 2022, UK credit card debt rocketed to its highest monthly level since 2004. In Scotland, the Debt Arrangement Scheme is an ideal way to counter the cost of credit card debt if it becomes a problem.

Category: DAS, Debt Problems