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DAS

debt solution regulation changes to reflect the cost of living crisis

AiB Debt Scheme Regulation Changes 2023

Changes to the Bankruptcy and Debt Arrangement Scheme Regulations come into force on 6th February 2023 to reflect significant increases in the cost of living.

Category: DAS, Bankruptcy
Help with credit card debt in Scotland

Countering the cost of credit card debt

In November 2022, UK credit card debt rocketed to its highest monthly level since 2004. In Scotland, the Debt Arrangement Scheme is an ideal way to counter the cost of credit card debt if it becomes a problem.

Category: DAS, Debt Problems

FAQs about Trust Deeds in Scotland, debt fees and more

As Scottish debt advice specialists, we're asked questions about debt solutions on a daily basis. From questions about Trust Deeds in Scotland to fees on debt solutions, check out our personal debt FAQs on TikTok.

debt and re-mortgage advice

An alternative to a remortgage

In these challenging times, more people are finding themselves unable to secure a remortgage to clear their debts. Their credit ratings have been adversely affected due to financial struggles caused by the pandemic, so are looking for alternatives to deal with their debts. We look at one option.

Category: DAS

Beat The January Blues

It’s common to feel fed-up in the new year. The Christmas buzz has faded and the weather is probably wet and cold. So here are some suggestions to help you to beat the blues and bring some joy into your January.  

Category: DAS
Personal debt expert Ian Brown discusses the latest Scottish Government debt statistics.

Significant decrease in personal insolvencies while DAS applications slowly increase.

Personal debt expert Ian Brown discusses the latest Scottish Government debt statistics. Financial support packages to help people through the pandemic have resulted in a sharp decline in applications of certain debt solutions. However, an increase in DAS cases could signify the start of a worrying trend.

Category: DAS
TC Debt Solutions DAS experts

The Rise of DAS During The Pandemic

The Scottish Debt Arrangement Scheme (DAS) continues to rise in popularity despite personal insolvencies falling during the pandemic.

Category: DAS

DAS - The Low and Grow Approach

With the ongoing COVID-19 crisis, the Accountant in Bankruptcy (AiB) have announced a further temporary change to the Debt Arrangement Scheme (DAS). Called ‘The Low and Grow’ approach, it allows debtors to start repaying their debts through DAS at a lower rate, increasing once circumstances improve.

Category: DAS
scottish debt advice

Reset your debt

We are acutely aware that the pandemic has created unexpected money problems for many people. We've created these short videos and guides to help you understand the options that are available to deal with your debt.

Category: DAS