Bounce Back Loans need to be repaid. Here we provide clarity on key topics, including the responsibility of businesses to repay loans and the implications of government security in cases of insolvency.
Taking control of personal debt in Scotland
At the start of the New Year many of us in Scotland find ourselves reflecting on our financial health, particularly concerning personal debt. The good news is there are multiple solutions to tackle problem debt in Scotland.
Ideas for a positive start to 2024
Ian Brown provides some positive steps to help kickstart your 2024 and beat the January blues.
Navigating the Festive Season: Smart Financial Strategies for a Debt-Free Christmas
To help avoid the post-Christmas debt hangover, here are some practical tips and ideas to manage your holiday expenses effectively.
The differences between a money coach and a money adviser
'Money coach' and 'money adviser' are two terms that are often used interchangeably, but they are not the same thing. Both professionals help clients manage their finances, but the approach they take is very different and one is strictly regulated.
Statutory Debt Solutions Statistics Update
We provide an overview of the AiB official statistics reporting statutory debt solutions and company insolvencies in Scotland for the third quarter of the financial year 2022-23.
Help with council tax debt
Outstanding council tax debt has increased almost 65% in Scotland recently. Thankfully, there are several solutions that can help people deal effectively with problem debt.
Countering the cost of credit card debt
In November 2022, UK credit card debt rocketed to its highest monthly level since 2004. In Scotland, the Debt Arrangement Scheme is an ideal way to counter the cost of credit card debt if it becomes a problem.
Help to control spending and cut debts this Christmas
Given the challenge of rising costs, here are some ideas to make sure your Christmas spending doesn’t turn into a damaging Christmas shopping / debt cycle.