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Debt Problems

Dealing with council tax arrears

Help with council tax debt

Outstanding council tax debt has increased almost 65% in Scotland recently. Thankfully, there are several solutions that can help people deal effectively with problem debt.

Category: Debt Problems
Help with credit card debt in Scotland

Countering the cost of credit card debt

In November 2022, UK credit card debt rocketed to its highest monthly level since 2004. In Scotland, the Debt Arrangement Scheme is an ideal way to counter the cost of credit card debt if it becomes a problem.

Category: DAS, Debt Problems
How to set and control your Christmas budget

Help to control spending and cut debts this Christmas

Given the challenge of rising costs, here are some ideas to make sure your Christmas spending doesn’t turn into a damaging Christmas shopping / debt cycle.

Category: Debt Problems

FAQs about Trust Deeds in Scotland, debt fees and more

As Scottish debt advice specialists, we're asked questions about debt solutions on a daily basis. From questions about Trust Deeds in Scotland to fees on debt solutions, check out our personal debt FAQs on TikTok.

Extension of debt help measures

Covid 19 – Extension of the remaining temporary measures relating to Scottish debt solutions

A recent update from the Accountant in Bankruptcy (AiB) confirmed that the Scottish Government has extended the remaining temporary measures, aimed at protecting those struggling with unsustainable debt, put in place with the introduction of the Coronavirus (Scotland) Act 2020.

Category: Debt Problems

Counting the cost of living

Feeling the pinch as prices rise? We examine 'Cost of Living Crisis' facts and figures, plus sensible solutions if debt becomes an issue.

Category: Debt Problems

This year take control of problem debt

We are meeting many clients, through no fault of their own, who can’t seem to get on top of their debts. Discover the Scottish debt solutions that can help take the pressure off.

Category: Debt Problems
help to avoid Christmas debt

Avoid a Christmas Debt Hangover

Our guide provides some ideas to help spruce up your festive finances and keep Christmas affordable.

Category: Debt Problems
Covid contingencies continue to be lifted in relation to Scottish debt solutions

AiB set to relax measures brought in due to pandemic

Ian Brown covers the pending changes to several Scottish debt solutions as pandemic restrictions continue to be lifted. AiB have confirmed they will end some of the changes to business processes from 30 August following the Scottish Government's expected lifting of restrictions on 9 August. See what's covered.

Category: Debt Problems