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Covid 19 – Extension of the remaining temporary measures relating to Scottish debt solutions

scottish debt solutions update
Selected temporary measures extended until September 2022

A recent update from the Accountant in Bankruptcy (AiB) confirmed that the Scottish Government has extended the remaining temporary measures, aimed at protecting those struggling with unsustainable debt, put in place with the introduction of the Coronavirus (Scotland) Act 2020.

The following temporary measures will be extended until 30th September 2022.

  1. Moratorium
  • The extension of the moratorium period from six weeks to six months. However, only one moratorium can be submitted in a 12-month period
  1. Bankruptcy
  • The Increase in the creditor petition debt level from £3,000 to £10,000
  • The ability to hold virtual meetings of creditors in bankruptcy proceedings
  • The ability to enable the electronic service of documents in bankruptcy proceedings

Other temporary measures were made permanent in March 2021

  • Reduction of the Minimal Asset Process (MAP) debtor application fee to £50
  • Reduction of the Full Administration Bankruptcy debtor application fee to £150
  • Removal of all debtor application fees, where prescribed benefits are in payment at the date of application
  • Increased debt threshold for access to MAP route into bankruptcy from £17,000 to £25,000
  • Removal of student loans for consideration in the MAP debt threshold
  • Enabling electronic signatures on applications for bankruptcy
  • Increased timescale for a trustee to submit their initial debtor contribution proposal to AiB from six weeks to 12 weeks

If you or anyone you know is currently struggling with problem debt, at Thomson Cooper we are always happy to assist.

For free advice and information please contact.


Ian Brown

Senior Insolvency Manager

Phone: 01383 628800

Mob: 07519 124657


Richard Gardiner


Phone: 01383 628800

Mob:    07872 376105


Maureen Walls

Senior Insolvency Manager

Phone: 01383 628800


Category: Debt Problems

About the author

Ian Brown

Ian Brown

Ian is an expert in the Debt Arrangement Scheme and Business Debt Arrangement Scheme, assisting individuals, sole traders and partnerships.

He also advises on personal debt solutions recommending the best option to resolve problem debt issues.

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